Single policy cover for property portfolios
Whether commercial, residential, or a mix of both, we can provide cover for your property portfolio under a single policy.
Powered by Langton London
Our sister company Langton London is a property insurance specialist, with a team of experts ready to cater to your specific needs. With decades of experience, we strive to always act with integrity while providing excellent value and a first-class service.
- Bespoke case-by-case underwriting
- Dedicated portfolio policy and documentation
- Residential and Commercial properties under one policy
- Unoccupied or let units
Dedicated, bespoke
buildings insurance
We insure a vast range of high risk, distressed or unpopular underwriting risks, including:
Cladding is often found on blocks of flats. To demonstrate our commitment we have signed up to the Government's fire safety premiums pledge
Whether it's been used in the building's frame or as cladding, wood poses a high fire risk.
Also known as sandwich panels, these are usually used for flood risks. However, composite panels can also be highly flammable.
Comprehensive landlord's insurance under one roof
Residential lets include:
- HMOs and bedsits
- Direct lets to councils and housing associations
- Short term leases
Residential tenants include:
- Any employment status, from students to retired tenants
- Asylum seeker tenants
- Housing Benefit recipients
Commercial units include:
- Industrial estates, warehouses and wholesalers
- Manufacturers and motor trades
- Mixed-use developments
For all your high risk
property insurance needs
- Empty or unoccupied properties
- Flood cover in locations where many other insurers do not offer cover
- Claims issues
- Flat roofs
What insurance does a
property portfolio need?
| Unoccupied full standard cover | With limits of £2,500 for Theft, Malicious Damage and Escape of Water | |
|---|---|---|
| Subsidence cover | ||
| Property Owner's Liability | Up to £5,000,000 | |
| Trace and Access cover | ||
| Loss of Rent | Residential occupied up to 20% of the building sum insured, optional for Commercial occupied units | |
| Accidental Damage | Optional | |
| Contents cover | Optional |